Looking for the best electric cars under 20 lakhs in India? The electric vehicle (EV) market in India is booming in 2025. With GST 2.0 reform in September 2025 making electric cars India under 20 lakhs more affordable and new launches like Tata Harrier EV and Mahindra BE 6e, buying an electric car under ₹20 lakh is now a reality.
In this complete guide, we’ll cover the top 6 electric cars under 20 lakhs in India – comparing price, range, charging time, features, and running costs to help you choose the perfect EV for your needs.
⚡ Best Electric Cars India Under 20 Lakhs 2025
1. Best Electric Cars Under 20 Lakhs – Top 6 Picks
1.1 Tata Punch EV – Best Budget Electric Car
The Tata Punch EV is the most affordable electric car under 20 lakhs, starting at just ₹10.99 lakh. It’s perfect for first-time EV buyers looking for a compact urban electric SUV with decent range.
Tata Punch EV Specifications:
- Price Range: ₹10.99 – ₹14.49 lakh (ex-showroom)
- Battery Options: 35 kWh, 40 kWh
- Range: 315 km (ARAI certified)
- 0-100 km/h: 12.4 seconds
- DC Fast Charging: 0-80% in 40 minutes
- AC Charging: 6.5 hours (full charge)
- Features: 10.25″ touchscreen, dual airbags, ABS, EBD
- Running Cost: ₹1.20 per km
Pros: ✅ Most affordable EV in India | ✅ Good range for city driving | ✅ Compact & easy to park | ✅ Tata after-sales network
Cons: ❌ Basic interiors | ❌ No ventilated seats | ❌ Limited features
1.2 Tata Nexon EV – Best Value Electric Car Under 20 Lakhs
The Tata Nexon EV offers the perfect balance between price (₹14.99L), features, and range (312 km). It’s one of the best electric cars under 20 lakhs for families wanting a feature-rich electric SUV.
Tata Nexon EV Specifications:
- Price Range: ₹14.99 – ₹16.99 lakh
- Battery Options: 39 kWh, 40.5 kWh
- Range: 312 km (ARAI certified)
- 0-100 km/h: 9.9 seconds
- DC Fast Charging: 0-80% in 50 minutes
- AC Charging: 8.5 hours
- Features: 10.25″ touchscreen, 6 airbags, ISOFIX, ESP, Hill Hold Control
- Running Cost: ₹1.15 per km
Pros: ✅ Best value for money | ✅ Good acceleration (9.9s) | ✅ More features than Punch | ✅ Better safety rating
Cons: ❌ Slightly higher price | ❌ Range could be better
1.3 Tata Harrier EV – Best Long Range Electric Car Under 20 Lakhs
The Tata Harrier EV is the premium electric car under 20 lakhs, offering the longest range (375 km) and most spacious cabin. Perfect for family road trips and daily commuting.
Tata Harrier EV Specifications:
- Price Range: ₹17.99 – ₹18.99 lakh
- Battery: 55 kWh (largest in segment)
- Range: 375 km (longest under 20 lakhs)
- 0-100 km/h: 8.2 seconds (fastest)
- DC Fast Charging: 0-80% in 50 minutes
- AC Charging: 12 hours
- Features: 10.25″ touchscreen, panoramic sunroof, 6 airbags, ADAS, cruise control
- Running Cost: ₹1.10 per km (best efficiency)
- Seating: 7-seater option
Pros: ✅ Best range (375 km) | ✅ Fastest acceleration | ✅ Most spacious | ✅ Lowest running cost | ✅ 7-seater option
Cons: ❌ Highest price in segment | ❌ Heavier vehicle
1.4 Mahindra BE 6e – Best Features Electric Car Under 20 Lakhs
The Mahindra BE 6e is the latest electric car under 20 lakhs with premium features, excellent range (485 km), and fastest charging (30 mins to 80%). Best for tech-savvy buyers.
Mahindra BE 6e Specifications:
- Price Range: ₹16.99 – ₹19.99 lakh
- Battery Options: 55 kWh, 62 kWh
- Range: 485 km (ARAI certified – best in segment)
- 0-100 km/h: 7.2 seconds
- DC Fast Charging: 0-80% in just 30 minutes (fastest)
- AC Charging: 10 hours
- Features: 10.25″ dual touchscreen, ADAS Level 2, 360° camera, ventilated seats, ambient lighting
- Running Cost: ₹1.05 per km
Pros: ✅ Best range (485 km) | ✅ Fastest charging (30 mins) | ✅ Best acceleration | ✅ Premium features | ✅ ADAS Level 2
Cons: ❌ Higher price | ❌ Service network still developing
1.5 BYD Atto 3 EV – Best International Electric Car Under 20 Lakhs
The BYD Atto 3 brings global EV technology to India under ₹20 lakhs with proven battery tech and good build quality.
BYD Atto 3 Specifications:
- Price Range: ₹17.99 – ₹19.99 lakh
- Battery: 60.48 kWh
- Range: 401 km
- Features: 12.8″ rotating touchscreen, premium interiors, panoramic sunroof
1.6 MG Windsor EV – Best Budget Long Range EV
The MG Windsor EV offers excellent value with 460 km range starting at just ₹9.99 lakh.
MG Windsor EV Specifications:
- Price Range: ₹9.99 – ₹15.99 lakh
- Battery: 51 kWh
- Range: 460 km (excellent for price)
- Features: 10.1″ touchscreen, connected tech, good safety
2. EV Charging Guide for Indian Buyers
Understanding EV Charging Types
AC Charging (Slow): 4-12 hours for full charge. Safe for home use. Output: 7-11 kW
DC Fast Charging (Quick): 30-50 minutes to 80%. Available at public charging stations. Output: 30-60 kW
Charging Infrastructure in India (November 2025):
- Total Charging Stations: 12,000+ across India
- Major Networks: Tata Power, Mahindra Electric, Fortum, Statiq, ChargeZone
- Free vs Paid: Most are paid (₹5-8 per kWh)
- Best Coverage: NCR, Mumbai, Bangalore, Pune, Hyderabad
Home Charging Setup for Electric Cars
Installation Cost: ₹30,000 – ₹50,000 (one-time)
Wallbox Charger: ₹15,000 – ₹25,000
Electricity Cost: ₹5-8 per kWh
Monthly Charging Cost (1000 km): ₹750 – ₹1,200
3. Running Costs Comparison: Electric Cars vs Petrol Cars
💰 Calculate Annual Running Costs – EV vs Petrol
Electric Car
Avg: 5 km/kWh @ ₹6/kWh
Petrol/Diesel Car
Petrol: 16.7 kmpl @ ₹100/L
Running Cost Breakdown (Annual, 12,000 km):
Electric cars under 20 lakhs save ₹65,600 per year compared to petrol cars!
4. Government Incentives for Electric Cars India Under 20 Lakhs
FAME II Subsidy for Electric Cars
The Government of India’s FAME II scheme provides cash subsidies on electric cars under 20 lakhs. Current incentives (November 2025):
- 4-Wheeled EVs: Up to ₹50,000 subsidy
- EV Below ₹15 Lakh: Additional ₹1.5 lakh support
- Eligibility: Available on most new electric cars India under 20 lakhs
- How to Apply: Dealer handles subsidy at purchase time
State-Level Benefits for Electric Cars
Delhi: Road tax exemption + registration discount for EVs
Maharashtra: ₹1 lakh cash incentive on electric cars
Karnataka: ₹50,000 additional incentive
Tamil Nadu: Registration fee waiver + road tax exemption
5. Pros & Cons: Buying Electric Cars Under 20 Lakhs
✅ Pros of Buying Electric Car
- ✓ Extremely low running cost (₹1.20/km)
- ✓ Zero emissions & eco-friendly
- ✓ Minimal maintenance
- ✓ Government subsidies available
- ✓ Silent & smooth driving
- ✓ Fast acceleration (instant torque)
- ✓ Lower insurance premiums
❌ Cons of Buying Electric Car
- ✗ Limited charging infrastructure
- ✗ Battery degradation over time
- ✗ Higher upfront cost
- ✗ Range anxiety on long trips
- ✗ Charging time (30-50 mins)
- ✗ Limited service centers
- ✗ Battery replacement costly (₹5-8L)
6. Should You Buy Electric Car Under 20 Lakhs in 2025?
🎯 Is Electric Car Right for You?
Buy Electric Car If:
- Daily commute under 200 km
- You have home charging facility
- You drive in city traffic mostly
- You want to save on fuel costs
- Living in metro with charging network
- Budget conscious for long-term savings
✅ Best Pick: Tata Harrier EV (₹17.99L)
Skip Electric Car If:
- Long-distance highway driving daily
- No home charging setup possible
- Living in non-metro areas
- Limited budget for upfront cost
- Worried about battery life
- Need 7-seater (few EV options)
✅ Alternative: Tata Nexon CNG
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Frequently Asked Questions (FAQs) – Electric Cars India Under 20 Lakhs
Q1. What’s the best electric car under ₹20 lakh in India?
A. Tata Harrier EV (₹17.99L) offers the best combination of range (375 km), features, and performance. For budget buyers, Tata Punch EV (₹10.99L) is the best affordable option.
Q2. How long does electric car battery last?
A. Modern EV batteries in electric cars under 20 lakhs last 10-12 years or 200,000+ km. Most manufacturers offer 8-year battery warranty.
Q3. How much time does electric car take to charge fully?
A. Home AC Charging: 6-12 hours | Public DC Fast Charging: 30-50 minutes to 80% for most electric cars under 20 lakhs.
Q4. Is buying electric car worth it in India?
A. Yes! Electric cars under 20 lakhs save ₹60,000+ annually on fuel. Over 10 years, you save ₹6+ lakhs. With government subsidies, the breakeven is 5-6 years.
Q5. What’s the charging cost per km for electric cars?
A. Home Charging: ₹1.20/km | Public DC Charging: ₹1.50-2.00/km | Vs Petrol (₹6/km): Electric cars are 5x cheaper!
Conclusion: Best Electric Cars Under 20 Lakhs in India 2025
The electric car market in India under 20 lakhs is rapidly growing with better range, faster charging, and lower costs. If you’re looking for the best electric car under 20 lakh in 2025, our top recommendations are:
🥇 Overall Best Electric Car Under 20 Lakhs: Tata Harrier EV (₹17.99L) – Best range (375 km) & premium features
🥈 Value for Money Electric Car: Tata Nexon EV (₹14.99L) – Best features per rupee spent
🥉 Budget Electric Car: Tata Punch EV (₹10.99L) – Most affordable EV in India
🏆 Best Range Electric Car: Mahindra BE 6e (₹16.99L) – Longest range (485 km)
With government subsidies, low running costs (₹1.20/km), and improving charging infrastructure, now is the perfect time to buy an electric car under 20 lakhs in India!
💬 Ready to buy an electric car? Have questions about EVs? Drop a comment below!
Last Updated: November 18, 2025 | Author: Mechanic37 Team
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